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Author
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Topic: Insurance
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Lloyd
Member
Member # 668
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posted 04-19-2005 10:39 AM
Well, we received a quote for insurance for this year for our joust troupe - $8000! That is for inside and outside the rope insurance.We have gone back and requested a quote just for liability (outside the rope) insurance. Found out that the insurance industry in reacting to a couple of "major" claims over the past two seasons - 1) the Mich Ren Faire patron that was skewered by a sword that bounced off of a target and into the crowd; 2) another nondescribed patron injury; and 3) the injury to a knight that took a severe blow to the head (I hadn't heard of that one). These coupled with all of the other reasons that both I and Jeff have mentioned have created one big insurance headache for us. Jenn, we are all onboard for getting that group idea going. -------------------- Break a Lance, Lloyd Clark IJA Level 4 Jousting Instructor Schola St. George Equestrian Combat Instructor http://www.historiccamelot.org
Registered: Sep 2004 | IP: Logged
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chef de chambre
Admin & Advocatus Diaboli
Member # 4
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posted 04-19-2005 07:04 PM
Hi Lloyd, quote: 3) the injury to a knight that took a severe blow to the head (I hadn't heard of that one).
This last one, wonder if it was an equipment failure, improper tools for the job or task, etc... I'm going to do some more digging and see what's available and make sure that it is a national coverage. One western group I've seen has "pillars" that cover different sorts of things: educational, "live fire" competition, and another type of display (can't remember it off the top of my head). We may be able to adapt what they've done and write the policy to cover the various aspects of what we do. I'll let y'all know what I dig up. Jenn -------------------- Bob R.
Registered: May 2000 | IP: Logged
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Gordon
Member
Member # 597
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posted 04-22-2005 12:03 AM
I've just been talking to my go-between for insurance for the event I hosted a few weeks ago about the outrageous bump that was added compared to a similar (and with more horses even) event last year, to the tune of an extra $500 (It's through the Adrian Empire, of which the RMS is a part: For the insurance, of course!) The agent made the statement that "someone had been killed at a similar event this year" and thus the increase. WTF? I certainly didn't hear of such in any Medieval or Renaissance events, or even in the American Civil War arena which has a LOT more folks to get hurt. Did anyone hear of this?Cheers, Gordon -------------------- "After God, we owe our victory to our Horses"
Registered: Apr 2004 | IP: Logged
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Gordon
Member
Member # 597
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posted 04-22-2005 09:33 PM
Interesting. My bet is that it was some sort of equine event that had absolutely nothing in common with what we do... probably a rodeo, show or something of that nature. But the Insurance Companies are happy to jump on any bandwagon to up rates, it seems.Thanks Jenn! Cheers, Gordon -------------------- "After God, we owe our victory to our Horses"
Registered: Apr 2004 | IP: Logged
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Gwen
Member
Member # 126
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posted 04-24-2005 02:29 AM
Something posted to the circa_1470 list made me start thinking. The comment was "...[attend] any number of SCA events should anyone be so inclined. Those of us that went to Great Western had a good time...", so I'm wondering if this insurance situation will send 15th C. reenactment into the arms of the SCA for their insurance coverage. Personally, I'm prepared to give up reenactment entirely rather than attend SCA events, but it seems that a goodly number of the former Red Co. are not as squeamish as I am. How is the insurance situation affecting other reenactment groups? Is anyone else seeing an exodus in the direction of the SCA, or is this a local phenomenon? Gwen
Registered: Feb 2001 | IP: Logged
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Gordon
Member
Member # 597
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posted 04-24-2005 05:06 PM
Gwen;Good question. Amazingly enough though I've actually had rather good luck with the equine folks in the local SCA "kingdom". They of course are not reenactors, but among my surprises was that they actually admit that, which is rather novel. They showed a great deal of enthusiasm for doing things other than in the "same old way", probably because the EQ folks really don't HAVE an old way to fall back on other than perhaps trying to do it historically. So I give these folks, at least, good marks for at least trying. They still suffer overall from a lot of SCA-isms, but the fact that they proved happy to work with me on things showed a great deal of promise. But time will tell, and whoever ends up running things will, too. But in any event, they DO have good insurance, or so it seems, which is a VERY positive thing in my book. Cheers, Gordon -------------------- "After God, we owe our victory to our Horses"
Registered: Apr 2004 | IP: Logged
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Lloyd
Member
Member # 668
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posted 04-25-2005 04:16 PM
Apparently, Lloyds of London (what a great name!) is covering joust shows here in the states now (at decent prices).I will be talking with Ann Basset about it tonight and will give everyone an update. -------------------- Break a Lance, Lloyd Clark IJA Level 4 Jousting Instructor Schola St. George Equestrian Combat Instructor http://www.historiccamelot.org
Registered: Sep 2004 | IP: Logged
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Charlotte
Member
Member # 620
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posted 04-26-2005 12:48 AM
quote: Originally posted by Ginevra: How is the insurance situation affecting other reenactment groups? Is anyone else seeing an exodus in the direction of the SCA, or is this a local phenomenon?Gwen
I have to admit, the thought crossed my mind as they have the insurance ducks in a row. There's definite limitations to doing LH within an SCA event. First of all, it'd be private events only, and not your typical public demo. Though, some SCA groups do public events, it's not the norm. Now, the SCA has also recently approved "jousting", but I'm not entirely certain in what capacity, or whether or not it would be useful to an LH jouster. Events where equestrian is included at all tend to be few and far between, except in some lucky areas. I've also heard that the SCA has approved some sort of practice with rebated steel. I'm not certain what that would include, but they can get touchy about things that aren't covered under the rules. You could certainly get a period camp, set up at an event, and try to ignore everybody else, steer clear from court and the tourney field. But that's not all that we tend to do at LH events.
Registered: Jun 2004 | IP: Logged
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Gwen
Member
Member # 126
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posted 04-26-2005 02:04 AM
Sorry folks, I'm getting hate mail about these posts from a Corinne Powell, and the word "slander" is being thrown around, so I'm pulling my comments.My comments reflect my own stupid opinions and do not reflect the management in any way, please don't blame them for my opinion. Gwen [ 05-03-2005: Message edited by: Ginevra ]
Registered: Feb 2001 | IP: Logged
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Gordon
Member
Member # 597
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posted 04-26-2005 11:41 PM
Gwien;I have to agree with you on the first picture! Those guys have their act together! What is funny to me though is the second picture. The subject, Henrik Olsgaard, actually is one of the more together people in the SCA. A founder who usually is seen wandering around in hand sewn linen, and welded mail if he's armed. I have to say though the the plaid caprison et al is a monument to bad taste. Oh well. But usually he is a model which all too few of is fellows follow. Cheers, Gordon -------------------- "After God, we owe our victory to our Horses"
Registered: Apr 2004 | IP: Logged
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LHF
Member
Member # 71
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posted 04-27-2005 06:08 AM
quote: Personally, I'm prepared to give up reenactment entirely rather than attend SCA events
not that i can compare a ren faire with the SCA, but with all of the trouble i had with the one back in Feb, i stayed home most of the time than deal with it all. there is something disheartening about going through pictures and seeing all of your hard work and research "enhanced" by the ren rats. but photoshop can do wonders. and perrsonaly if i can go without my contacts, i do. makes evrthing a nice blur. daniel -------------------- Db D'rustynail
Registered: Nov 2000 | IP: Logged
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Lloyd
Member
Member # 668
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posted 04-27-2005 03:17 PM
Hi Gwen,Did Lisa get back to you yet? My wife has all the details and we did find insurance (underwritten by Lloyd's of London) at a decent price. And as for the buildings, we are working on it too.....  -------------------- Break a Lance, Lloyd Clark IJA Level 4 Jousting Instructor Schola St. George Equestrian Combat Instructor http://www.historiccamelot.org
Registered: Sep 2004 | IP: Logged
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Gordon
Member
Member # 597
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posted 04-28-2005 10:56 PM
Gwen;I remember those photo's from the link that Joram posted a few months ago. I was totally entranced, I'll tell you, and saved many of them to my hard drive just "because". Hard to find good photographs of men at arms riding through a mediaeval village, LOL! But even with the minor problems here and there (some sneakers noticed, etc.) the over all effect is GREAT! Your right though about the SCA in general. I couldn't possibly take a full diet of that, even though I thoroughly enjoy many of the people who are members. Too broad, and to half-vast for my taste. Cheers, and good luck with the insurance! Gordon -------------------- "After God, we owe our victory to our Horses"
Registered: Apr 2004 | IP: Logged
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Seigneur de Leon
Member
Member # 65
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posted 04-30-2005 12:46 PM
While the plaid looks terrible, he could have looked decent with a plain coloured caparison and a rivited mail haulberk. What I don't understand is why they don't look at those photos and realize how silly sunglasses look. I've never rode in sunglasses, why do they feel they need them? And...I've harped on this one before, but lose some weight!!! The real reason I dropped out of the equestrian group can be found in this photo: http://www1.iwvisp.com/cclayson/Estrella%20XXI%20Equestrian/pages/13044-R1-14-14.htm Although where we currrently live, Meridies, looks like it may show some hope! -------------------- VERITAS IN INTIMO VIRES IN LACERTU SIMPLICITAS IN EXPRESSO
Registered: Nov 2000 | IP: Logged
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Rod Walker
Member
Member # 776
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posted 04-30-2005 08:26 PM
quote: Originally posted by Ginevra: I wish I could have more of a sense of humour about it. Dominic said he thought I should make Jeff a Plaid Mardi Gras Knight rig for the Scotland jousts as it would drive the locals wild. Toby weighed in with the question of whether the helmet was made from a shortbread tin..... Gwen[ 04-30-2005: Message edited by: Ginevra ]
Now that is funny. We have a new guy here that I am training up and he has the 'Scottish syndrome'. I basically had to tell him there was no way in the world he was going to be wearing a kilt or have any plaid, checks, whatever upon his person. quote: Like I said, as long as they're having fun (and they don't come to my events!)
The thing that concerns me is that the SCA is so pervasive that soon their little joust groups will be popping up everywhere and joe public will simply think that what they do IS jousting. That horrifies me I remember sitting next to a scadian and she was telling a reporter that she was wearing an exact copy of a 'female' knights armour from the early 14th century I have also been lurking on a scadian joust lists and apparently hot pink vet wraps are ok to use as the riders colours are hot pink  -------------------- Cheers Rod www.jousting.com.au
Registered: Mar 2005 | IP: Logged
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